
The Future of Fintech in East Africa
Mobile money made East Africa a payments pioneer. Building reliably on top of it is an engineering problem before it is a product one.
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Expert perspectives on technology, innovation, and digital transformation across the African landscape.

Mobile money made East Africa a payments pioneer. Building reliably on top of it is an engineering problem before it is a product one.
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Most hospital software problems are not clinical problems. They are data problems, and they are solvable with unglamorous engineering.
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County revenue portals and citizen services fail for predictable reasons. Nearly all of them are decided before a line of code is written.
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Choosing a POS is mostly a decision about inventory accuracy, offline behaviour and who owns your data. The checkout screen is the least important part.
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Most agricultural technology is designed for farms that do not exist here. The useful systems start from the smallholder’s real constraints.
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GPS tracking is the easy part. What transport operators and SACCOs need is a trustworthy record of revenue, maintenance and compliance.
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School systems fail on administration far more often than on pedagogy. The platforms that get used are the ones that make the registrar's week shorter.
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Most smart city programmes buy sensors before they can act on what the sensors report. The sequencing should be the other way round.
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Pay-as-you-go solar and smart metering succeed or fail on billing accuracy and field logistics, not on the technology in the panel.
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Every commission paid to an online travel agent is margin leaving the business. Winning direct bookings is mostly an engineering and operations problem.
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